Kirk Chewning's 5 Essential APPS for Personal Finance

MINT

This application allows users to put all of their pertinent financial account information in one place so they can see where their money is going. Once all important information is linked together with the application people can start to see how they are spending their money and be able to budget more efficiently once they see without overspending problem originates. The availability of this information can be helpful for people who like to splurge upon occasion but do not have the knowledge to identify ways to cut back on their spending so they can reach their financial goals. The security of this application is top of the line cells and users do not have to worry about their personal information falling into the wrong hands.

PAYPAL

The most simple way to transfer money online is the paypal application. People can use their credit cards or checking account to pay for services and merchandise they choose to purchase. Furthermore, there is the equivalent of a built a option to pay utilities and other monthly expenses right from the account balance. This means that as long as people keep a running balance in their paypal account they do not have to worry about paying their monthly utilities as it can be done automatically for them with the use of this application. Notification emails will be sent to any time automatic payments have been taken from the account. There are also monthly spending reports available for people who choose to use the service for business reasons.

SQUARE

This is a great application for people who run a small business. This application allows users to accept credit cards for purchases with a secure server. This means that small business owners who were trying to advance themselves in the marketplace no longer have to worry about carrying around a large credit card machine. Instead for a small percentage, users can process credit card payments within a few minutes using a small portable device. All records of transactions are kept online for tax purposes.

TAXCASTER

This application is great for users who are serious about maintaining a life which is problem free but when it comes to tax related issues. The application helps users who are familiar with TurboTax two and served time in tax related questions in a clear and concise manner.Filling out forms is made easier thanks to the use of this application that is simple to utilize and ultimately makes life simpler as far as tax compliance with the ever changing tax regulations.

SIGFIG

This sent us a cancer patient helps people who are interested in the stock market keep up on the things that are taking place within the market. The comprehensive overview will help investors to make split second decisions which can have an amazing effect on their financial future. The application is constantly updated for the benefit of users with the latest financial information.

Kirk Chewning on The Best Ways of Keeping up with Financial News - Cane Bay Partners VI

The world of finance is dynamic and ever-changing. At Cane Bay Partners it's important for us, to miss even a day of financial news and you risk being left behind, as mergers, acquisitions, credit upgrades and downgrades, and new laws and regulations constantly come down the pike like battalion fire.

Ask any top investment banker or financial advisor and they will tell you, almost without fail, that they start and end their day by getting themselves up to speed with the latest financial news, and that they keep a constant eye throughout the workday on the markets and other industry happenings.

Keeping up is vital if you want to succeed in finance. Luckily, technology makes this task much easier than ever before.

Here are the best ways to keep up with current finance news.

The Wall Street Journal. For decades, this newspaper has been the gold standard for reporting all things finance. Nothing has changed in that regard, and that looks to be the case for the foreseeable future.

Once again, anyone who makes their chops in the world of finance and does well at it will be quick to tell you that they have a subscription to the Wall Street Journal.

The online version of the newspaper features all the top finance stores as well as by-the-minute breaking news. Unlimited access can be obtained for a very nominal monthly fee, and it is well worth it.

Yahoo! Finance. Yahoo! Finance is my personal favorite web site for keeping tabs on all the stock and financial markets. Its interface is very clean and user-friendly, enabling me in a matter of seconds to see what's going on with the Dow, the NASDAQ, the S&P, as well as various currencies and precious metals.

While it doesn't feature near the breadth of in-depth finance stores as the WSJ, Yahoo Finance! is great for a quick snapshot of what is happening in finance at any moment in time.

Bloomberg for iPad. Apple enthusiasts voted Bloomberg for iPad as the number one mobile app for receiving stock updates and financial news on the go. The app is easy to load, clean, user-friendly, and it can be customized by individual users based on personal preferences and areas of interests. Toggle back and forth easily between stock market graphs and the latest news stories from within the industry.

Keeping up with the news is an important part of the job description for anyone in the financial field. Fortunately, there are a variety of sources that can provide you with the most up-to-date news at a minute's notice.

The Current State of Bitcoin by Kirk Chewning

Bitcoin is a virtual currency that is traded peer-to-peer securely and instantly. There is no central government, bank or entity that controls bitcoins. Bitcoin is an open-source project where anyone is able to access the platform, this allows for open software development as well as an accurate accounting for all transactions. Though Bitcoin is gaining wider acceptance, there is still a great deal of uncertainty about its future. I want to help cut through the misinformation and produce quality and easily readable content.

How Do You Get Them?

You can get bitcoins by buying them from a bitcoin exchange or by mining them. Mining them involves solving complex math problems using advanced hardware and special computer software. As you solve these math problems you earn bitcoins. Bitcoins are then stored on an owner’s computer or cell phone through a digital wallet. This digital wallet acts like a bank where you can transfer bitcoins to other people, purchase goods and services or just save them.

Who Takes Bitcoins?

Some online and brick-and-mortar stores take bitcoin payments. Since the transactions are peer-to-peer there is often no fees, making bitcoins a very popular form of payment over credit cards. Since bitcoins operate on an open-source project, all transactions are public, though buyer and seller’s names are not revealed. When a transaction is made the virtual currency and personal information are encrypted for privacy and only a bitcoin user’s wallet ID is displayed.

What Are the Cons?

There are some challenges to bitcoin as a common currency and there is always risk when it comes to monetary exchanges. Since the system is very anonymous it does pose a problem with people buying contraband or conducting illicit activities. A user can accidently delete their wallet or encounter a virus that destroys their bitcoins. Many see bitcoins as a highly speculative market and this causes volatile price swings. Some governments have banned bitcoins all together and others want to regulate them.

Bitcoin’s Current State

Since this is a new currency, there is a lot of speculation and uncertainty about Bitcoin. Many people don’t know what a bitcoin is or how it is used, but acceptance of bitcoin as a currency continues to grow. Recently several large companies started using bitcoins as a form of payment, such as Expedia, Dell.com and airBaltic. There have been many big online platforms that have failed in the past and Bitcoin could be next. As globalization becomes the standard, the need for an efficient currency will follow, but it may be too soon to tell if Bitcoin is it.